Every time you stop, the pads press against the rotors and lose a little material. Stop-and-go traffic and heavy loads wear them faster. Brake fluid ages too, because it soaks up moisture over time.
Brakes usually give you a warning. On many pads, a built-in wear indicator squeals once the pads get thin. Grinding is more serious. It usually means metal is rubbing on metal, and that can ruin the rotors and make the repair bigger.
Cost depends on your vehicle and what needs work. Front or rear, pads only or pads and rotors, they're all priced differently, so we look first and quote second.
If you'd like a loaner, ask when you schedule service. It's complimentary with a scheduled appointment. Plenty of our customers drive in from Bellevue, Omaha, Council Bluffs and Nebraska City.